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Plan Forward, Not Backward

Unite your personal and business finances in one smart dashboard—so you always know what’s coming.

MoneyMate helps you stop reacting and start forecasting.  Get real-time insights, financial clarity, and intelligent budget automation—no spreadsheets, no guesswork.

Start Your Free Trial
Start Your Free Trial

Your future deserves a CFO.

Why People Choose MoneyMate?

Financial Clarity

See where your money is going—before it leaves your account.

Smart Budgeting

Auto-build budgets that flex with your spending habits and income.

Confidence in Planning

Say goodbye to surprises—forecast and track your financial goals easily.

Financial Clarity

See where your money is going—before it leaves your account.

Smart Budgeting

Auto-build budgets that flex with your spending habits and income.

Confidence in Planning

Say goodbye to surprises—forecast and track your financial goals easily.

What You Get with Moneymate

Auto-Budgeting

We auto-create plans for you based on your actual income frequency.

Auto-create business & personal budgets

just link your accounts

Reconcile in Real Time

Transactions are matched instantly.

Reconcile budgets in real time

Background sync saves you time

Cash Flow Forecasting

See how your budget ends before it begins.

Forecast cash flow

Spot shortfalls or surpluses weeks ahead

Track subscriptions

Before charges surprise you

Track subscriptions

Before charges surprise you

Alerts & Projections

Stay ahead of shortfalls and upcoming charges

Project bills & get alerts

Never miss deadlines

Expense Tracking

Track bills, variable costs, and subscriptions from one dashboard.

Auto-Budgeting

We auto-create plans for you based on your actual income frequency.

Reconcile budgets in real time

Transactions are matched instantly.

Cash Flow Forecasting

See how your budget ends before it begins.

Alerts & Projections

Stay ahead of shortfalls and upcoming charges

Expense Tracking

Track bills, variable costs, and subscriptions from one dashboard.

Plan for variable costs

Avoid income-cycle overload

Most tools show you where you’ve been. MoneyMate tells you where you’re going.

Financial security
isn’t just about numbers

it’s about confidence, peace of mind, and freedom.

  • Whether you’re saving for a dream vacation or securing your future, Moneymate is here to guide you every step of the way.

Why It Works

Built for Everyday Earners

Why Traditional Budgeting Tools Fail You

Most tools help you look backward—tracking where your money went, not where it’s going. But budgeting isn’t just about spreadsheets or spending logs. It’s about making decisions before money moves.

The reality?
82% of small businesses fail due to cash flow issues, and millions live paycheck to paycheck—not from carelessness, but from lack of real support.

MoneyMate changes that.

We don’t shame you for overspending—we show you your next move.
With real-time forecasts and future-focused planning, MoneyMate helps you take control of your cash flow and stay ahead—personally and professionally.

Meet Our Founder

Curious about the story behind MoneyMate?

Meet Elena Colquitt

What Our Users Say

"Finally, one tool that gets how unpredictable my cash flow is. Game changer."
“I don’t need another expense tracker. I need to know if I’m going to be okay next month.”

Why It Works / Who It’s For

  • Built specifically for individuals and businesses earning under $4M
  • Combines business + personal finances in one intelligent dashboard
  • Uses AI-powered forecasting to help you act before problems hit
  • Adapts to your lifestyle—not the other way around
  • Informed by real feedback from solopreneurs, gig workers, and early founders

Join the Moneymate Movement!

We’re more than an app — we’re a community committed to helping you take control of your money, simplify your life, and reach your financial goals faster. Get started today your first financial consult is FREE!
  • Bank-Level Security – Your data is protected with AES-256 encryption.
  • Designed for Individuals & Small Businesses – Affordable expert financial planning at your fingertips.
  • Your Success, Simplified – Make smarter financial decisions with less stress.
  • Proactive, Not Reactive – Get ahead with forecasting tools, automated tracking, and real-time insights.
  • Ready to take control of your finances? Sign up today and start your journey toward financial freedom!

Your Data, Secured
Like a Bank’s

We protect your financial data with the same encryption banks use.

End-to-end AES-256 encryption

No storage of personal financial data on device

Hosted on secure servers powered by AWS

We never sell your data. Period.

Our Objective

To provide access to expert financial planning at an affordable cost for individuals and small businesses.

Our Mission

To simplify financial management, provide convenience and confidence through innovative technology, and to empower our users to be able to take more control over their finances while saving time and doing less work.

Our Philosophy

Simplifying your finances means improving your life, allowing you to focus on what matters most to you.

© 2025 EpocHarvest, Inc DBA Moneymate. All rights reserved. MoneyMate™ is a trademark of EpocHarvest Inc. Please note that our terms and conditions, features, support, pricing, and service options are subject to change without prior notice.

Frequently Asked Questions

Not at all. MoneyMate works great for individuals, freelancers, and small businesses alike.

Yes, and that’s exactly who we built it for. Plan ahead even when income is unpredictable.

Most tools track what happened. MoneyMate helps you see what’s next.

Choose a plan that fits your goals. No pressure, no data loss—just a smooth transition.